A ceramicist sits at her workbench in warm evening light, next to a closed laptop and a steaming mug, with rows of terracotta bowls on the shelf behind her

Invoicing and admin for freelancers You started for your craft. Not for your admin.

Invoices, expenses, hours and your VAT return in one calm place. Stipfactuur does the sums in the background, without the hassle of an accounting suite.

Your invoice first. An account later, if you want one.

Rated 5.0 on Google

What's inside

  • Invoices
  • Quotes
  • iDEAL payment links
  • Automatic direct debit
  • Recurring invoices
  • Receipt scanning
  • VAT return
  • Time tracking
  • KVK lookup
  • Invoicing with ChatGPT and Claude

Everything for your admin. Without it feeling like bookkeeping.

Your invoices and quotes, your expenses and receipts, your hours and your VAT: Stipfactuur keeps track of it all and does the sums in the background. You only see what still needs attention.

  • Fill it in once

    Client details come from the KVK, a quote becomes an invoice in one click and recurring invoices go out by themselves.

  • Simple for you, professional for your client

    A tidy invoice with your own logo, an iDEAL payment link and a QR code. Your client sees a professional business, you see two minutes of work.

  • Out of your head, not out of your control

    Outstanding, paid or overdue: you see it at a glance. Reminders and your VAT overview are ready, you decide what happens.

  • € 0

    to get started, without an account or payment details

  • 2 min

    for your first invoice

  • Unlimited

    invoices, quotes and clients in Pro, for a fixed price

A self-employed woman leans back contentedly at a wooden desk in the evening light, with a closed laptop, a mug of coffee and a sleeping dog in the background

From quote to VAT return. In one place.

Invoicing, getting paid, tracking expenses and preparing your VAT return: it all works together, on your laptop and your phone. No ledger, no accounting jargon.

The Stipfactuur dashboard on a laptop and a smartphone, with outstanding and paid invoices, revenue and expenses

Invoices and quotes

An invoice in two minutes.

Type your lines and watch the invoice update live. Even faster? Connect ChatGPT or Claude and just say what you want to invoice. The draft is ready to review and send.

  • Quote to invoice in one click
  • Five styles with your own logo
  • Works with ChatGPT and Claude
Discover invoicing

Payments and subscriptions

Clients pay with one tap.

Every invoice gets an iDEAL payment link and QR code. Regular clients? Set up a recurring invoice with automatic direct debit. Stipfactuur creates, sends and tracks it every period for you.

  • iDEAL through Mollie
  • Automatic direct debit
  • Marked as paid automatically
Discover online payments

Expenses and receipts

Snap a photo of your receipt.

Stipfactuur reads the supplier, amount and VAT automatically and gets your expenses ready for your return. No more shoebox, no more retyping.

  • Read with AI
  • VAT split per receipt
  • Receipt stored safely
Discover expense tracking

VAT return

Your VAT return is ready by itself.

Every box is calculated automatically per quarter from your invoices and expenses. Export your quarterly or annual overview in one click for the tax authority or your accountant.

  • Boxes filled in automatically
  • Quarterly and annual overview
  • Ready for your accountant
Discover the VAT export

Made for everyone who works for themselves.

From freelancers just starting out to small businesses: whatever you do, your invoices, expenses, hours and VAT are in one place.

  • A freelancer looks up smiling from her phone, at a wooden table with a laptop and coffee in a bright workspace

    Freelancers and consultants

    Consultancy, IT, marketing, design and copywriting

    Track your hours per client and put them on an invoice in one click.

  • A carpenter leans against his workbench looking at his phone, in a sunny workshop full of sawdust

    Tradespeople

    Construction, installation, engineering and repairs

    Job done, invoice sent. Your client pays right away via the iDEAL link.

  • A coach sits in an armchair in a calm practice room, looking at his tablet

    Care and coaching

    Coaches, therapists and trainers

    Regular clients? The invoice goes out by itself every month.

  • For everyone who works for themselves.

    Don't see your line of work? Stipfactuur still fits. Your invoice first, an account later.

Images for illustration.

Works with what you already use.

Stipfactuur connects to the services you need to get paid faster.

  • Mollie

    Let clients pay with iDEAL, Bancontact or credit card, and collect fixed amounts automatically.

  • KVK

    Your clients' company details come straight from the Dutch business register.

  • ChatGPT

    Create and send invoices by simply asking in ChatGPT.

  • Claude

    Works in Claude too: drafts, overviews and payment links in one conversation.

What business owners say.

5.0 on Google
  • “Ik was op zoek naar een eenvoudige manier om mijn facturen te maken zonder ingewikkelde boekhoudsoftware. Met Stipfactuur kon ik direct aan de slag. Het maken van een factuur kost mij nog maar een paar minuten en alles ziet er professioneel uit richting mijn klanten.”
    Roy H. · Google review
  • “Gebruik dit eigenlijk sinds het begin met mijn bedrijfje al voor facturen, top programma. Alles is gemakkelijk te vinden en werkt zoals je verwacht, binnen 2 minuten de factuur incl. betaallink verstuurd.”
    Tom K. · Google review
  • “Ik gebruikte eerst Word voor mijn facturen. Dat werkte, maar kostte veel tijd. Met Stipfactuur staat alles netjes opgeslagen en hoef ik niet steeds dezelfde gegevens opnieuw in te vullen.”
    Cheyenne K. · Google review
  • “De facturen zien er netjes uit en worden door klanten zonder problemen ontvangen.”
    Menno D. · Google review

Reviews from our public Google Business Profile, quoted verbatim in Dutch. Google does not verify reviews in advance.

Pricing

A good month shouldn't make your software more expensive.

In Pro, invoices, quotes and clients are unlimited. No monthly cap and no accounting suite in your plan that you don't use. Start for free and upgrade whenever you like.

Free

For anyone who wants to invoice professionally

€0

Always free

No trial period, simply free
Register for free

No payment details needed

Included

  • Professional invoices and quotes
  • Download PDFs without a watermark
  • Your own logo and branding
  • Save up to 5 invoices
  • Keep up to 10 contacts
  • Try expenses and the dashboard

Pro

Unlimited invoicing, without an accounting suite

€6,57

per month · excl. VAT

€ 7,95 incl. 21% VAT
Choose Pro

Cancel any month

Everything in Free, plus

  • Unlimited invoices, quotes and clients
  • Recurring invoices and direct debit
  • VAT return, annual overview and exports
  • Read receipts with AI
  • Calendar: hours straight to invoice
  • No platform fees on online payments
  • Cancel any month
  • Secure payments via Mollie
Compare all features →

Frequently asked questions

Everything you need to know.

View all frequently asked questions
Is Stipfactuur really free?

Yes. You can create invoices and download them as PDF without an account and at no cost. No watermark, no hidden limits.

Do I need to create an account?

No. Everything works directly in your browser without an account. An account is optional and lets you save invoices and store contacts.

What do I get with a free account?

You can save up to 5 invoices and 10 contacts, view your dashboard and try out expenses. VAT overviews and exports are part of Pro.

When do I need Pro?

Pro is useful once you invoice regularly and don't want limits on saved invoices and contacts. You pay a low fixed price per month, or yearly with 20% off.

Can I email invoices from Stipfactuur?

Yes, with an account you can email saved invoices as PDF to your client. Your own profile email address is used as the reply-to address.

Does the invoice comply with Dutch regulations?

Yes, as long as you enter your own details correctly. The invoice has all required fields, such as invoice number, VAT breakdown, your Chamber of Commerce number and VAT number. Whether the VAT rate or scheme fits your situation is for you to check.

Does Stipfactuur file my VAT return?

No. Stipfactuur prepares your quarterly VAT overview, so you can copy the amounts straight over. You file the return yourself in Mijn Belastingdienst Zakelijk, or have your bookkeeper do it. Stipfactuur does not give tax advice: if you are unsure about a VAT rate or the KOR, check with the Dutch Tax Administration or an adviser.

Can I add my own logo?

Yes. Upload your logo and it appears automatically on your invoice. Without an account the file stays in your browser. With an account we store it with your profile, so it appears on all your invoices.

What if I want to cancel my account?

You can delete your account at any time via your settings. A monthly subscription cancels immediately; a yearly subscription simply runs out its already-paid period.

Can my clients see that I use Stipfactuur?

No. The invoice only contains your details and your client's. There is no Stipfactuur branding on the PDF.

Ready to start?

Your admin should take minutes. Not an evening.

Create your first invoice for free, without an account. Want to save, send or get paid? Add an account whenever you like.

Free to start · cancel monthly